Financial Planning

Round Up Those Receipts: Your Ticket to Tax Savings Awaits!

I hope this finds you enjoying a fun-filled week between Christmas and New Years, but while a lot of folks are taking it easy, let’s talk about the elephant in the room—those pesky receipts that you’ll need to file your … Read More

Dip Into That Retirement Account?

Oh, the siren song of “just taking a little bit!”  But is it really a bad thing?        It’s part of the surprisingly difficult transition, as a retiree, from saver to spender. After all, you spent decades building up the … Read More

The Urgent Necessity of Organizing Your Receipts Before Year-End

Yes, it’s the last week of the year, and a lot of business owners have taken off this week to enjoy the holidays and their families. As the calendar year winds down to its inevitable close, you might find yourself … Read More

Harvest Tax Losses – How to Make Your Investments Do a Jig at Year-End!

It’s that time of the year again—yes, the holidays, but an equally festive period of harvesting tax losses. Yes, you read that right. Harvesting losses on investments can be like having your pie and eating it too, financially speaking. Let’s … Read More

“Locking” Your Credit This Winter

Freezing your credit these days can be relatively easy online and it can protect you from fraudsters looking to steal your identity and open credit cards in your name. If a criminal can get a credit card in your name, … Read More

Do You REALLY Need A Year-End Inventory?

As we approach the year’s conclusion, our attention is naturally drawn to various financial tasks that demand our time as business owners. While some of these tasks may not carry the allure of strategic planning or revenue generation, they are … Read More

Boost Your Future and Lower Your Taxes: Max Out Retirement Contributions

Time is of the essence as the year draws to a close, especially when it comes to securing your financial future. One action item that can’t wait is maximizing your contributions to retirement accounts like 401(k)s and IRAs. You see, … Read More

Maximizing Your Retirement Contributions Before Year-End

As we stand on the threshold of a new year, it is imperative to spend at least a little time thinking about some plans for both the short term AND the long term. Don’t let the Christmas shopping fool you, … Read More

The Critical Importance of Adjusting Your W-4 Before Year-End

As the year draws to a close, I want to bring your attention to an often-overlooked tax strategy that could significantly impact your financial standing: adjusting your W-4 withholding. Life doesn’t remain static, and neither should your tax strategy. Now, … Read More

The Critical Importance of a Year-End Book Review

I trust this message finds you well as we approach the year’s end, and it’s ALWAYS a significant milestone for both personal reflection and business evaluation. Among the essential tasks that require your attention is a thorough review of your … Read More