Financial Planning

Have You Already Forgotten? 

How are you doing on your resolutions?A lot of folks have already given up, especially on their personal resolutions, but what about the ones you made for business?I truly hope you are still working on those, and before tax season … Read More

Lock Down Your Credit

“Freezing” your credit these days can be relatively easy online and it can protect you from fraudsters looking to steal your identity and open credit cards in your name. If a criminal can get a credit card in your name, … Read More

How Us “Regular” Folks Can Create Wealth

This month, I’ve been spending a lot of time discussing how us “regular” folks can create wealth.  Frankly, I’m never surprised when someone shares they aren’t sure what their 401(k) is doing.     Seriously. When I was still in the … Read More

Can You Grow In This Environment?

Now that we’re really “into” 2023, I’ve had a few clients mention how the business environment is not really conducive to growing as much as I’m suggesting their businesses could.  I’m very bullish on where we are, and while there … Read More

Getting More This Tax Season

Okay, let me clear the air a bit; last week, I wasn’t trying to say the 401(k) was a bad way to save for retirement, only that it wasn’t a great way to save for retirement.  A mentor of mine … Read More

Can We Call It A Recession?

Traditionally, the definition of a “recession” has been two quarters of negative growth, which, if you’ll remember, we took care of several quarters ago.  At the time, the administration tried to put on a happy face and redefine “recession” and … Read More

Happy New Year!

Let’s get something out of the way right now:  this email isn’t going to save you anything on your taxes.  It’s not going to give you any sage advice on financial strategies. It’s not a reminder to stay organized with … Read More

Have You Made Your First Million Yet?

This month, with the end of the year rapidly approaching, I wanted to take a step back and think about goals.  About things like more money in YOUR pocket.  Everybody wants that, right?  Yes, yes, yes! Now, our newsletter always … Read More

Are Reverse Mortgages Still a Thing?

Yes! If you want to stay in your home and you need cash to pay ordinary living expenses, a Home Equity Conversion Mortgage (HECM) could be a good option.  For the average retiree, home equity represents about 66 percent of … Read More

The Most Important Pieces of the Retirement Puzzle

No matter what you do for a living, all of us have some sort of “retirement” plan in our minds.  It might be part-time consulting in your field for a premium or it could be retiring to Lake Havasu and … Read More