Financial Planning

Refinancing Student Loans                

It’s hard to get past that student loan bill every month. But should you refinance?             Financial experts are divided on the merits of refinancing. Notable financial gurus like Dave Ramsey emphasize a holistic approach to debt elimination, prioritizing budget … Read More

The Secret to Being a Good Tenant     

     Among all the many necessities of life, nearly everyone pays rent at some point in their lives, but some don’t realize how important this can be.             In the terms of housing, punctuality is more than a virtue – … Read More

“Unwrap the Gift of Tax Savings: Why Q4 is Retirement Boosting Season 🎁”

Ever heard the saying, “Time flies when you’re having fun?”  Well, here we are, cruising into Q4, and if you’re anything like me, you’re probably thinking, “Where did the year go?”  But before you hang it up to coast to … Read More

A Student Loan Debt Snapshot    

Americans collectively have more than $1.7 trillion in federal and private student loans.  While 54 percent of Americans do not have student loan debt, if you are between the ages of 18 to 23, you probably do.  Over 60% in … Read More

Navigate Open Enrollment Like a Pro and Optimize Your Tax Position

Autumn is a season of change, and as we watch the leaves transition into vibrant shades of red and orange, we too should think about beneficial changes in our lives—especially when it comes to health insurance. With many companies launching … Read More

Secure Your Golden Years Now—October is the Time to Optimize Your 401(k)

Fall is here, bringing along crisp air, colorful foliage, and pumpkin-spiced everything. It’s a time for change, reflection, and planning—especially for your financial future. So, as you sip on that delicious latte and carve out pumpkins, why not also carve … Read More

Maximize Your FSA Benefits Before the Clock Strikes Twelve

As we move into the cozy embrace of October, with its promise of football games, frosty mornings, and colorful leaves, it’s important not to let the festivities distract us from key financial matters. One item that often gets lost amid … Read More

Smarter Auto Insurance

Whether you are buying insurance for a car, there are many choices to make.  Here’s a snapshot of what all those terms mean!             Collision insurance: When a vehicle is financed, the lender requires collision insurance. It pays for damage … Read More

Understanding the Importance of Fourth-Quarter Estimated Taxes for Side Gigs

As we find ourselves amidst the colorful hues of October, it’s not just the foliage and pumpkin patches that demand our attention, it’s actually tax time, too. This month serves as a crucial checkpoint for individuals who not only have … Read More

You’re still going to owe…

Nothing gets me madder than hucksters taking advantage of people, (first name) and this is no exception! Maybe you’ve heard those folks on the radio, or television, who are pitching how their company can settle tax debts for “pennies on … Read More