Fall is here, bringing along crisp air, colorful foliage, and pumpkin-spiced everything. It’s a time for change, reflection, and planning—especially for your financial future. So, as you sip on that delicious latte and carve out pumpkins, why not also carve … Read More
Taxes
Smarter Auto Insurance
Whether you are buying insurance for a car, there are many choices to make. Here’s a snapshot of what all those terms mean! Collision insurance: When a vehicle is financed, the lender requires collision insurance. It pays for damage … Read More
Understanding the Importance of Fourth-Quarter Estimated Taxes for Side Gigs
As we find ourselves amidst the colorful hues of October, it’s not just the foliage and pumpkin patches that demand our attention, it’s actually tax time, too. This month serves as a crucial checkpoint for individuals who not only have … Read More
You’re still going to owe…
Nothing gets me madder than hucksters taking advantage of people, (first name) and this is no exception! Maybe you’ve heard those folks on the radio, or television, who are pitching how their company can settle tax debts for “pennies on … Read More
Is Your 401(k) All You Need?
No, your 401(k) is not going to be “enough” to retire comfortably on. Let’s just quit deluding ourselves about that before we go any further. There’s good news, though, and it’s simple news: you have a lot of options to … Read More
Where Are You At?
As of right now, we’re past Labor Day and rapidly approaching the Fall. The days are going to become noticeably shorter, and while football’s on television, we’re still a long way from the “frozen tundra” some of us think about … Read More
Getting Your Withholding Right
Think back to your first day on the job. TONS of paperwork, lots of new faces, plenty of nervousness. Chances are, whomever was doing that paperwork with you was simply rolling right through it (or it was all on a … Read More
Making The Most Of It
Let me ask you a blunt question: Were you happy with the refund you got last year? In many cases, that answer is a resounding “NO!” and even though we try to maximize returns for all of our clients, sometimes, … Read More
How Much Cash Should You Have?
Money is going digital. When your check goes straight to your bank account and you pay your bills directly from that account, you might never see an actual bank note. On the other hand, should you have some cash on … Read More
The REAL Costs of Higher Interest
For over a year now, we’ve been dealing with rising interest rates to “curb” inflation, and while it supposedly is helping, stuff still costs too much. Yes, it’s kept the price of televisions down at the box retail stores, but … Read More